A Home Equity Line of Credit (HELOC) is a powerful financial tool that allows you to access your home's equity with unparalleled flexibility. You borrow only what you need, repay at your convenience, and pay interest solely on the amount used.
Typically, you can access up to 80% of your home's value, minus your current mortgage balance. HELOCs can be set up during a home purchase, refinancing, or later as a secondary charge on your property, ensuring you have options no matter your timing.
Available through prime, sub-prime, and even private lenders, HELOCs cater to diverse financial situations. Use them for home renovations, debt consolidation, education, investments, or managing unexpected expenses—whatever aligns with your goals.
A HELOC gives you the flexibility and control to unlock
your home's potential while managing
Costs effectively